Version 0.1 — [publication date]
In plain words
AssoCréa helps you, step by step, to create and run an association in Morocco. We explain what to do and prepare your documents — but you (and your association) remain responsible for the official procedures.
AssoCréa (the "Service") is an online platform that guides its users through the creation and management of an association under Moroccan law, governed by Dahir No. 1-58-376 of 15 November 1958 regulating the right of association, as amended and supplemented.
The Service provides: a guided journey (from the idea to the official receipt), the generation of template documents (bylaws, meeting minutes, declaration requests), a conversational assistant (the "AI Coach") and, in time, day-to-day management tools.
The Service is a support tool. It is neither legal advice nor an intermediary with the authorities: filing the application with the caïdat or district office, and any official procedure, remain the responsibility of the user.
In plain words
By ticking the box at sign-up, you accept these rules. If you are under 18, your parent or legal guardian accepts them too, on your behalf.
Use of the Service is subject to the express acceptance of these Terms and of the Privacy Policy, given by ticking a box when creating an account.
For minor users, the parent or legal guardian also accepts these Terms and the Privacy Policy when confirming parental consent (see Article 4). The guardian's acceptance is a condition for activating the minor's account.
The version of the Terms accepted and the date of acceptance are recorded as evidence.
In plain words
You must be at least 12 to sign up. If you are under 18, one of your parents (or your legal guardian) must say yes before your account is activated. This step cannot be skipped — it is the law.
Registration is restricted to persons aged at least 12. Below that age, registration is refused: the Family Code (Law No. 70-03, Art. 214) sets the age of discernment at 12.
Any user under 18 (Family Code, Art. 209) must obtain the prior consent of their parent or legal guardian. This consent is collected electronically from the guardian designated at sign-up. The minor's account is only activated once the guardian confirms. If the guardian refuses, the account is deleted.
Certain acts of association life (signing the founding minutes, filing the application, contractual commitments, etc.) additionally require the approval of the legal guardian of the minor concerned (Family Code, Art. 225). The Service flags these situations with contextual messages; actually obtaining the approval remains the responsibility of the user and their guardian.
The parent or legal guardian may at any time access, rectify and delete their child's data (see the Privacy Policy, section on parents' rights).
In plain words
Your login details are personal — do not lend them to anyone. Provide accurate information at sign-up.
The user undertakes to provide accurate information at sign-up and to keep it up to date. Login credentials are strictly personal and confidential. The user is responsible for any activity carried out from their account and undertakes to report any unauthorised use without delay.
One account corresponds to one natural person. Creating an account on behalf of a third party is prohibited, except through the board member invitation flow provided by the Service.
In plain words
Use AssoCréa for real association projects, in compliance with the law. No false information, no illegal or hurtful content.
The user undertakes to:
Failure to comply may lead to suspension or deletion of the account, without prejudice to the publisher's legal remedies.
In plain words
The bylaws, minutes and letters the app prepares are templates filled with your information. Before filing them officially, have them checked by a competent adult — ideally a legal professional.
Documents generated by the Service (bylaws, minutes, declaration requests, template letters) are templates pre-filled with the information entered by the user. They are provided as drafting assistance and do not constitute legal advice.
Any generated document — especially when it includes an automatic translation — must be verified by a legal professional before any official filing. This notice appears on the documents concerned.
The accuracy of the information in the documents (identities, addresses, content of the bylaws) is the sole responsibility of the user. The copies of identity documents required by the Dahir of 15 November 1958 (art. 5) for filing are gathered by the user outside the Service: the Service does not collect, store or display any national identity card number.
In plain words
The AI Coach answers your questions in simple language. It can be wrong: double-check important information. Do not give it personal details (full names, addresses, numbers).
The AI Coach is an automated conversational assistant. Its answers are generated by an artificial-intelligence model and provided for information only: they may be incomplete or inaccurate and do not constitute legal advice.
Users are asked not to share personal data (their own or that of others) in their conversations with the AI Coach. Messages are sent to a technical provider to generate the answer (see the Privacy Policy); conversations are not stored by the Service — only a usage counter is recorded. Use of the AI Coach is subject to a daily limit.
No decision producing legal effects for the user is taken solely on the basis of automated processing (Law 09-08, art. 11).
In plain words
We protect your data (details in the Privacy Policy). Our servers are hosted outside Morocco: by signing up, you expressly agree that your data is stored there. Without this agreement, the service technically cannot work.
The processing of personal data is described in the Privacy Policy, which forms an integral part of these Terms. It has been declared to the National Commission for the Protection of Personal Data (CNDP) — receipt No. [TO BE COMPLETED once obtained] (Law 09-08, arts. 12 and 19).
Express consent to international transfer (Law 09-08, arts. 43 and 44): the technical providers of the Service (hosting of the application and database, email sending, generation of AI Coach answers) are located outside the Kingdom of Morocco. By accepting these Terms through the dedicated checkbox at sign-up, the user — and, for a minor user, their parent or legal guardian when confirming parental consent — expressly consents to the transfer of their personal data to these providers established abroad, solely for the purpose of providing the Service and under the conditions described in the Privacy Policy.
In plain words
You can delete your account. Your personal details (name, email, date of birth) are then erased. But if your association has already been officially declared, its documents must remain consistent for the other members: your trace in them becomes anonymous — impossible to trace back to you.
The user may request the deletion of their account at any time, under the conditions described in the Privacy Policy (they vary according to the user's role — president or board member — and the progress of the association).
When an account is deleted, identifying personal data (surname, first name, email, date of birth, WhatsApp number) is deleted. Functional data linked to associations to which other members have access (participation, membership, official documents) is irreversibly anonymised: it is kept under a non-traceable identifier, with no possible link to the person's identity.
This irreversible anonymisation implements the erasure obligation provided for by Law 09-08 — it is not a waiver of any right. For minor users, anonymisation is an obligation of result: no technical log keeps identifying data after the operation.
Special case — deletion of the account of the president of a declared association (steps 5 and beyond): board members with an account are notified and have 7 days to download their documents before the cascading deletion of the association's data on the platform. The association itself, a legal entity created with the authorities, is not affected: its existence does not depend on the Service.
In plain words
We do our best to keep the service running, but we cannot guarantee zero outages. Above all: obtaining the receipt depends on the authorities, not on us.
The Service is currently provided free of charge. The publisher reserves the right to change the offer; any pricing change will be notified in advance and subject to acceptance.
The publisher strives to keep the Service available but does not guarantee the absence of interruptions or errors, nor compatibility with all equipment. The publisher cannot be held liable for:
The publisher's liability regarding personal data protection remains as provided for by Law 09-08.
In plain words
The app belongs to us; your content (your association's name, your completed bylaws, your documents) remains yours.
The Service, its structure, its interface and its own content are the property of the publisher. The user has a personal, non-exclusive right to use the Service.
Content entered by the user and documents generated from it remain the property of the user or their association. The user grants the publisher the rights strictly necessary to store and process this content in order to provide the Service.
In plain words
If these rules change, we let you know and ask you to accept them again if the change is significant.
The publisher may amend these Terms. Any substantial change is notified to users (and, for minors, to their legal guardian if the change affects the processing of their data or their rights) and submitted for renewed acceptance at the next login. The date and version number appear at the top of the document. Previous versions are archived.
In plain words
These rules follow Moroccan law. If there is a problem, write to us first — we will look for a solution together.
These Terms are governed by Moroccan law. In the event of a dispute, the user is invited to first contact the publisher at [TO BE COMPLETED — contact email] with a view to an amicable resolution. Failing that, the competent Moroccan courts may be seised.